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Finances Without Borders

Spend. Send. Get Paid — Globally. One account for invoices, cards and investing.

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4.6 / 5 from early members

Free to sign up. Ts&Cs apply.

Multi-currency accounts · GBP, USD & EUR · Physical & virtual cards · Built for global earners & businesses

In plain English

What is Quantiva Money?

The future of banking — borderless, unrestricted, fast and secure.

One account that holds pounds, dollars and euros side by side — each with its own local account details, so you get paid like a local wherever the money comes from.

Business payments, client invoices and investment returns land without the slow transfers and hidden exchange fees of a high-street bank.

Spend worldwide with a physical or virtual card, and move between currencies at transparent rates whenever you choose.

Borderless

Hold, send and receive GBP, USD and EUR — your money moves as freely as you do.

Not restricted

No high-street red tape. Get paid from anywhere and spend wherever you are.

Fast

Sign up in minutes and move money in moments, not days.

Secure

Funds held with regulated financial partners, protected by modern security.

Paying online with a Quantiva card

Your money. Your way.

Get paid, create and pay invoices, spend with virtual cards and give your team their own. No clunky banking. No unnecessary complexity.

Spend. Send. Save. Invest. Get paid.

Everything your money needs.

Fast onboarding

Sign up for free and complete your onboarding directly inside your settings.

Get paid

Receive money directly into your Quantiva Money account.

Create & pay invoices

Invoice customers and pay your own bills and suppliers from one place.

Low fees

Move, manage and spend your money without unnecessary costs.

Virtual cards

Cards for everyday spending, subscriptions, online purchases and more.

Team spending

Give your team dedicated virtual cards and keep business spending organised.

Send & receive

Move money quickly and easily whenever you need to.

Bitcoin

Put spare cash into Bitcoin directly from your account.

Gold

Get exposure to gold alongside your everyday money.

Web3 infrastructure

Modern Web3 technology, less reliance on traditional banking rails — a more open, digital-first experience.

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Money has evolved. Your account should too.

How it works

  1. 1

    Sign up free

    Create your account in minutes — it costs nothing to join.

  2. 2

    Complete onboarding

    Finish your onboarding directly inside Settings.

  3. 3

    Ready within 24 hours

    Once approved, you could be spending, sending and getting paid within a day.

Quantiva Money vs a high-street bank

Quantiva MoneyHigh-street bank
Local GBP, USD & EUR detailsYesUsually GBP only
International payoutsSame day where available2–5 working days
Exchange feesShown upfrontOften hidden in the rate
Virtual cardsInstantRarely offered

Common questions

Businesses, freelancers, investors and anyone paid across borders in GBP, USD or EUR.

Signing up is free. You'll see full account pricing before you use any paid features.

Client funds are held with regulated partner institutions and kept separate from company funds.

Sign up free in minutes. Your account is ready within 24 hours of approval.

Yes. You can leave the list or close your account at any time.

Your money, without borders.

Sign up free in minutes and start spending, sending and getting paid globally.